Life & Health Insurance

Health Insurance is very important when Illness and injury strike without warning.   Who will pay the doctors, hospital, ambulance, prescriptions and all of the people who care for you and your family?  Even a brief hospital stay can cost thousands of dollars.

Harrington-Hoch offers Preferred Provider and Traditional Plans with a variety of deductibles.   Individual & employee group plans are available.   Health, Dental, Disability, Life Insurance & Supplemental Products are all offered.   Call or Email us and we will design a plan to fit your needs.   Ask about the new Health Savings Accounts, a tax savings program.

Medicare is a complicated area for most seniors.   If you are a Medicare recipient you may want a Medicare Supplement policy from our agency.   You are responsible for the 20% under part B medical as well as the part B $110.00 deductible (doctor office).   You are also responsible for the $912.00 part A deductible (hospital).   Medicare does not cover these items.   A Medicare Supplement policy is the solution.   Come to Harrington-Hoch agency six months prior to your 65 th birthday to secure a guaranteed issue Medicare Supplement policy or anytime to discuss options available to you.

Retirement is a time to finally relax and enjoy life; not worry about your financial independence.   At this stage in our lives also comes the greatest potential for Long Term Care .  Those of us who have experienced caring for an ill relative or friend understand the need for this important coverage.

Life Insurance. Who will take care of your family or financial obligations when you die?   Funeral expenses, supporting your favorite charity, your children's education or your home mortgage..financial needs do continue after one's death.   Give yourself "PEACE OF MIND" with a life insurance policy from  Harrington-Hoch.  A sound & economical way to avoid a financial hardship.    If you are in  business,  do you have a buy and sell agreement or a key person that is very important to the continuation of your business?   Call today and let one of our agents design a plan based on your needs.