Personal Auto Policies
We at Harrington-Hoch know personal auto insurance is a complicated
area. Many insurers lead you to believe that discussing this subject
with an inexperienced telemarketer is a quality substitute for
having a personal agent. Don't buy into that theory for a minute.
At Harrington-Hoch, we can prove time and time again that there
is no substitute for having an agent to guide you. Price is part
of the issue, not the entire issue. We will give you prices from
other companies, AND we can SELL you those other companies. The
bitterness of poor coverage and service will linger long after
the happiness in discovering cheap coverage. Talk to us about
the unique features of our auto plans. Call
or Email us to
find out the latest coverages available.
Generally speaking, most Personal Auto policies provide the following
basic coverages:
- Bodily Injury Liability
- Covers accidental injury or death of another person if caused
by you in an automobile related accident.
- Property Damage Liability
- Covers accidental damage to other people's property if caused
by you in an automobile related accident.
- Defense Costs - Covers court
costs, legal expenses and attorney's fees.
- Collision - Covers you for
damage to your car in an accident, regardless of who was at
fault.
- Other Than Collision - Covers
your car against damage from fire, lightning, flood, theft,
glass breakage, falling objects, and other specified perils.
- Personal Injury Protection
- Covers you and your family who sustain bodily injury caused
by an accident involving the use of an automobile, for medical
expenses, income continuation, essential services, death benefit
and funeral expenses.
- Uninsured / Underinsured Motorist
- Covers injury suffered by you, your family and anyone riding
in your car against the uninsured / underinsured or hit-and-run
driver.
Helpful Tips for Auto Owners
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